@Lenise-Keydor I see what you're saying, yes that can be a hindrance, when we merely believe the facts of the gospel but don't make it personal. We have got to view the cross very personal, see it happening for us individually, putting faith in it as if it were happening to us.
I just wrote the following for a book a friend of mine is writing, see if you can place yourself in the story here and share your thoughts:
A Surprise Result of Regarding Jesus
Through this book, we have been regarding Jesus, let's continue now as we climb the hill of Calvary together, and notice a surprising result of examining the cross.
We have been watching Jesus as He was falsely accused and wrongly condemned. We winced in agony as we saw Him whipped and beaten, heard Him being mocked and ridiculed, watched Him crowned with thorns, and finally saw Him nailed to a cross. With each blow of the nails into the hands of Jesus, we recounted each word of a passage we learned in our youth about God's promise never to forget us, "I - have - engraved - you - on - the - palms - of - my - hands" (Isaiah 49:16).
Now we see the guards hoist the cross upright. As soon as it is dropped into its socket, we hear in the distance the blowing of the Shofar announcing the time of the Passover sacrifice. As I look at the cross before me, suddenly I remember hearing John the Baptist announce Jesus as "the Lamb of God who takes away the sin of the world."
As we behold the scene before us, the cross itself comes into clear focus, and with it, the shouting of the crowd seems to diminish. I begin to fixate on the One hanging there, for something has caught my eye. What is it that I see in His face? On the one hand, I can't recognize Him as being human, so marred is His appearance, and yet, on the other hand, I look closer, and could it possibly be true? I squint and try to focus, yes, there it is again; I suddenly say it out loud… "He looks like ME!" At the same time I speak, I hear you gasp out the same words, along with others around us. What is happening?
I step a few feet closer, looking straight up at the cross now, and slowly the sign above Jesus' head comes into focus. Earlier I had read aloud the charge against Him and thought it extraordinary: "This is Jesus, the King of the Jews."
But now, as I look closer, I can hardly believe my eyes, so I blink, hoping I saw it wrong. No, there it is again; right there on the sign, I see it - MY OWN NAME...and scrolling like a digital billboard comes one charge right after another—a long list of wrongs. I’m ashamed to see the list in full public view, yet nod my head in agreement with each one. At the same time, I hear you beside me reading off a list that is different than mine, and yet I see you nod in agreement to the charges. Later, we would read together, “having canceled the charge of our legal indebtedness, which stood against us and condemned us; he has taken it away, nailing it to the cross” (Colossians 2:14).
As I continue looking, I begin to feel a terrible sensation in my heart. As I see the charges of my wrongdoing scrolling on the sign above Jesus’ head, a question dawns in my mind: have my wrongs crucified the Son of God?
I stand there, dumbfounded, gawking at this scene, when Jesus suddenly shouts in a loud voice, “It is finished!” I watch as in an act of worship, He bows His head, commits His Spirit to His Father, and breathes His last breath. I see a Roman soldier stab a sword into Jesus’ side, and immediately I feel the pain of it in my own heart as if my own heart were cut. And out of the corner of my eye, I see you gasp and put your hand over your own heart and cry out at the same time as I do. Gasps are heard all over the crowd, as people clutch at their hearts. Later, we would hear this happened again as Peter preached the message of the cross. “When the people heard this, they were cut to the heart and said to Peter and the other apostles, “Brothers, what shall we do?” (Acts 2:37). Years later, the apostle Paul would write, “...circumcision is circumcision of the heart, by the Spirit…” (Romans 2:29).
What is going on here? We don't know it yet, but we will later learn by reading God’s Word that we are dying with Jesus:
“For we know that our old self was crucified with him so that the body ruled by sin might be done away with, that we should no longer be slaves to sin — 7because anyone who has died has been set free from sin” (Romans 6:7).
Ah, now we understand! It is not just that Jesus died for all believers, it is that we died in Him! Our old self, the “self” that was in bondage to sin, hurting other people and deserving of death, died under the curse of the Law and under the wrath of God and was buried in the tomb with Jesus. So the surprising effect of regarding the cross of Jesus is to see that we are not only forgiven of sin’s guilt we are also set free from sin’s power! “because anyone who has died has been set free from sin” (Romans 6:7). The cross is of sin the double cure: save from wrath and make me pure!
We continue in this scene, having been ourselves crucified and buried with Christ. As we lie in the dark tomb resting on the Sabbath, suddenly we feel life-giving power surging into us. Light floods our tomb. What is this? Is it true? Yes, we are alive!
It’s a new life and a new beginning! We feel empowered supernaturally, as though we could burst out of our tomb and fly to heaven! What is this light, and this new power within us? Later we would read of “his incomparably great power for us who believe. That power is the same as the mighty strength he exerted when he raised Christ from the dead and seated him at his right hand in the heavenly realms” (Ephesians 1:19-20).
Oh my, what a change! What light and power! I now understand that Jesus not only died for me, but I died in Him; not only did He raise from the dead, but I rose in Him to new life! How I apply this truth is to turn from sin, live in my new identity as one dead to sin and alive to God: “In the same way, count yourselves dead to sin but alive to God in Christ Jesus. 12 Therefore do not let sin reign in your mortal body so that you obey its evil desires.”
I regret all those years of trying to overcome sin and failing, all because I was minimizing the cross to only that which reconciles me to God and saves me from hell. Now I see that faith in the gospel also sets me free from sin’s enslaving power. The gospel teaches me that freedom does not come by “addiction and recovery,” but instead by death and resurrection.